r/AskReddit Feb 07 '23

Are you still using cash? Why?


14.3k comments sorted by


u/Terribl3_Scientist Feb 07 '23 edited Feb 08 '23 All-Seeing Upvote Take My Energy Narwhal Salute

Taco trucks around me are cash only

Edit: should have said street vendors in general actually. Just bought a minuta and paid cash.


u/DannyHikes Feb 08 '23 edited Feb 08 '23 All-Seeing Upvote Coin Gift Wearing is Caring

Literally came here to say cause I own a taco truck

Edit: I also take cards and Venmo, but most people pay cash, so that’s what I have when I spend it. I just answered the question. Don’t worry, I pay taxes and my tacos are easily accessible.


u/UNZxMoose Feb 08 '23 Tree Hug

Doing the lord's work


u/Bach-Bach Feb 08 '23 Hugz

On the eighth day, God maketh the taco.


u/Jedahaw92 Feb 08 '23

God looked upon the tacos they hath made, and said


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u/639248 Feb 08 '23

Can you send one of those to Denmark? We have a serious shortage of taco trucks here. Surprised the UN is not calling it a humanitarian crisis!

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u/AlessandroTheGr8 Feb 08 '23

Man, when I lived in Seattle, there were so many Taco Trucks. They are hard to find here in Sarasota.

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u/jaketsnake138 Feb 07 '23

I use cash at a farmer's markets/flea mearkets because most of the stands don't have card readers


u/theogtrekkie Feb 08 '23

Kind of similar for vendor halls at conventions/art shows. Plus if you use card they have to add tax, but cash is king and the $20 tag means $20 cash.


u/Cartnation Feb 08 '23

And drug dealers. They hate paper trails so they prefer cold, hard cash.


u/FerretZealousideal38 Feb 08 '23

Had a guy wanted to give me a check for an ounce. The only reason I didn't take it wasn't because of the paper trail, it was because I knew a check from that shitbag would bounce.

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u/SugarsBoogers Feb 07 '23

Because the kid who mows my lawn doesn’t have Venmo.


u/pretendtofly Feb 08 '23

The kid who comes to my door selling tamales does. Yum


u/Jkj864781 Feb 08 '23

I wanna live where you live


u/ImpressionForward566 Feb 08 '23

An old lady sells tamales from her car in my neighborhood. It's like the adult ice cream truck except I still run outside for the ice cream truck too.

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u/battraman Feb 08 '23

Hell, I don't have Venmo.

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u/Poorsaddotcom Feb 07 '23

when i see im losing money it make me spend less money smh


u/fischerandchips Feb 08 '23

i wish my brother saw it this way, but instead he sees it like a sandwich. if you left your house in the morning with a sandwich, would you still have the sandwich when you come back at night? no, you would consume it and come back empty handed. if he goes to see a movie with $200 in his pocket, he's coming back with nothing.


u/Textbuk Feb 08 '23

How many movies is he watching for $200, that's kinda suss, ngl. 🤔


u/fischerandchips Feb 08 '23

it's a weird mindset where he doesn't want to bring money back home. he'll buy the movie ticket, and he has money so he'll buy a bunch of overpriced snacks. still have money left over? go stop at a restaurant for dinner. still have money? go buy clothes he doesn't need. he will go out of his way to spend money on things he doesn't need just because he has money. then 2 weeks later when the rent is due, he doesn't have money left.

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u/ResponsibleAd9067 Feb 07 '23

Haha you're right, this also happens to me

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u/queuedUp Feb 07 '23

I use cash for transactions I'd rather there not be a financial paper trail for.


u/Eternal_Bagel Feb 07 '23

Like the second burger at a McDonald’s and that kind of thing?


u/someguyfromsk Feb 07 '23 edited Feb 07 '23

I have an idiot brother in law that thought you could do that with credit cards. He was hiding his 6-8 times a week McDonalds habit from my sister and using the credit card. I don't think he is actually smart enough to hide the bills from her, I think they were just really disorganized at the time, but somehow she didn't see a bill for like 3 months. He also wasn't paying it off because they were flat broke at the time.

She nearly killed him.


u/Chromattix Feb 07 '23

She nearly killed him.

I mean if he was having McDonald's eight times a week she could have just waited a year or so and that would have done it for her.

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u/linandlee Feb 08 '23

My guy went into CC debt for McDonald's? Jesus christ lol.

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u/InquiringMind886 Feb 08 '23

My ex husband did this all the time. That’s why he’s my ex husband.

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u/ak_doug Feb 07 '23

Yes. But it is better if I suggest crime instead. Feels cooler.


u/VodkaMargarine Feb 07 '23

The secret ingredient is crime

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u/treacheryinthedark Feb 07 '23

I use cash for dispensary purchases


u/MegaRadCoolDad Feb 07 '23

You have a big mac supplier?


u/RedHillian Feb 07 '23 Table Slap

Yeah, but he's a bit of a clown.

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u/dogecoinfiend Feb 07 '23

Ah yes, The Hamburglar

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u/justlookingforajob1 Feb 07 '23

Surprise for family members. If I buy a present for my spouse and then it's on the card or bank statement it kinda ruins it.

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u/IdaDuck Feb 07 '23

Yep. For my it’s primarily gifts for my wife. She handles all of our bills so she sees everything that goes on our cards.


u/Class1 Feb 07 '23

my wife makes most of the money at the moment and I do the accounting... buying gifts is boring. Like "Here is something nice... I got you... with your money..."


u/Sparcrypt Feb 08 '23

It's not about how much money you spend on the other person. I couldn't give less of a shit what a gift costs whether I buy it or receive it.

Gifts, especially to and from your partner, are about finding something they'll enjoy and either wouldn't get for themselves or haven't thought to do so.

If I'm not willing to do that for someone, why even bother with a gift? Here have some money, give me some when it's my birthday, repeat forever. That is boring.

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u/PotatoUpstairs7369 Feb 07 '23

.. like girl scout cookies

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u/aaron4mvp Feb 07 '23

No trace and cash is god damn king

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u/eliettgrace Feb 07 '23 edited Feb 08 '23 Stonks Rising Burning Cash

i get cash tips at work, i’ll use it for lunch. i like cash cause my bank account doesn’t know it exists, it’s secret money

edit: thanks for the awards!!!


u/Cacafuego Feb 07 '23

my bank account doesn’t know it exists

My wife and I both love it when we get ahold of cash, because it's off the books. The only people we're hiding it from is each other, but it doesn't count against our weekly personal spending budgets.


u/AdChemical1663 Feb 07 '23

I love when DH forgets cash in his laundry.

The laundry fairy gladly accepts tips.

Granted, I just put it in my stash spot to pull out when he asks if I have any cash, but it’s fun to find $20 in the dryer.


u/BrupieD Feb 08 '23

I worked at a hospital laundry and routinely found cash in scrubs. It sort of made up for all the other nasty things I found.


u/-Novowels- Feb 08 '23

I hope you enjoy all my right side earbuds.


u/ClumsyRainbow Feb 08 '23

Why is it always the right?


u/-Novowels- Feb 08 '23

Can't put both in because I have to be aware of at least some sounds around me, so I put the right one in and listen to a podcast or something. I always end up sticking it in my scrub pants pockets when I've got to focus on something and forget about it.

The right side just feels more comfortable and I can hear better from it for some reason, I do use the lone lefts until I end up buying a new pair (I do wear both in the gym and etc)


u/OrgunDonor Feb 08 '23

Check out the Shockz aeropex, or the some other bone conduction headphones. I use mine every time I am away from the pc for more than 5 minutes.

Allows you to listen to your surroundings while music or podcasts are playing. I bought them for cycling, and having music on the road, but also have been great while walking the dog.

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u/Smee76 Feb 08 '23

I work in a hospital. I frequently think about the poor laundry people. The horrors you must see when you wash linens...


u/mickjozza Feb 08 '23

Its fuckin horrid, nothing worse than hospital of a early morning. Found some cool things over time tho


u/T1pple Feb 08 '23

"man shit sheets today. At least yesterday I found that prosthetic leg!"


u/mickjozza Feb 08 '23

Gold collectors coins, knives, keys, remotes, wallets etc

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u/customerservicevoice Feb 08 '23

As a wife who does the laundry, I literally find enough money in his jeans to make it worth it. $87.54 for 45 mins of work? Sure.


u/[deleted] Feb 08 '23



u/Zaku0083 Feb 08 '23

I'm sorry the tool is so small and the screws loose

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u/CassandraVindicated Feb 07 '23

If you really want to have fun, take off the back panel of the dryer. Good chance there are more than a few bills that slipped through the cracks.


u/ASwarmofKoala Feb 08 '23

I inherited my washer and dryer (for free!) from a family that couldn't take it with them when they moved out of state. She was a stripper and he was a bartender. Knowing that it's wise to check a used dryer for lint buildup, I cracked open the back panel and took a look.

There was ~$150 in there. I put it in a bag and gave it to them as a surprise when they came back to visit their parents for the holidays.


u/Dystaxia Feb 08 '23

That was nice of you.


u/ASwarmofKoala Feb 08 '23

I figured it was the least I could do, since they gave them to me for free lol. Honestly though I would've given it back anyway, they were good folks and they needed it more than me.

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u/TykeMithon Feb 08 '23 Bravo!

Did you report them for money laundering? Yes, I'm a dad.

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u/TheVideoExplorer Feb 07 '23

IRS intensifies


u/Nanojack Feb 07 '23

You don't have to pay taxes on it if you spend it right away. You can actually apply for a refund on your taxes if you make it rain in the club.


u/stickyWithWhiskey Feb 07 '23 Take My Energy

You can actually apply for a refund on your taxes if you make it rain in the club.

Honey wake up, new tax avoidance scheme just dropped.


u/xaanthar Feb 07 '23

Clubs are filthy though, so make sure you launder the money before depositing it.

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u/Alaricus100 Feb 07 '23

Wake the fuck up samurai, we gotta avoid paying taxes.

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u/TheVideoExplorer Feb 07 '23

I don't think any of that is true


u/ReportMeSnowflake Feb 07 '23

It's highly illegal but no server claims all of their cash tips. Or any of it most of the time. One of the main reasons they don't want to go hourly.


u/anotheralias85 Feb 07 '23

Can confirm. I claim either 11% of my total sales or the credit card tips. Almost always cc tips are higher and you have to claim those obviously. I was even audited once. Some how the irs gave me more money after the audit. I’ve never heard of that happening.


u/uncle-brucie Feb 08 '23

I’ve messed up more than once in the IRS’s favor. Got a letter about how I’m bad at math or copying box 11 to box 47 along with extra money. Not sure at all why I have to be involved in this foolish charade.


u/InannasPocket Feb 08 '23

I've been on both sides of "did that math wrong". IRS has sent me unexpected checks and once sent me a polite request for extra money I owed, with extended payment options clearly specified.

Probably helped that I'm not some rich person or actively trying to scam them, just have made a couple genuine errors. Still ludicrous that we don't do like other countries and just have them send a form with what they think you owe and you have the opportunity to correct/dispute. You clearly know what number I'm supposed to put in that box, enough to follow up on it ... can we skip all the middle steps?

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u/I_Automate Feb 08 '23

Because companies like TurboTax have strong lobbying powers.

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u/tacknosaddle Feb 07 '23

It's good for a short term gig, but long term it impacts your wages pretty significantly and will reduce what you're eligible for as a social security benefit.

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u/Specific_Warning9608 Feb 07 '23 edited Feb 08 '23

I didn’t claim my taxes and that was nearly half my income at a job I had. Then I broke my back on the job. Workers comp pays 66.6% of all income and since I didn’t claim my tips, I couldn’t afford food, let alone rent.

Claim your tips. Or at least do so if you’re accident prone.

Edit: typo


u/FAYCSB Feb 08 '23

I know this is a serious comment, but workers fomo got me.


u/LDukes Feb 08 '23

workers fomo got me.

Many workers do feel like they've got to clock in before it's too late.

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u/rebma50 Feb 07 '23

I prefer to tip service workers with cash-servers, hair stylists, etc.


u/fernpersona Feb 07 '23

For the last 5 years or so anywhere I go for cosmetic services has completely disallowed tipping on your card. I used to work at a waxing center and we’d definitely pull, “we encourage you to tip your esthetician in cash today if possible”. But then as a consumer I started hearing “no tipping on the card” which puts you in a super uncomfortable situation if you came unprepared.

Once I had a nail salon owner tell me they’d hold my license while I went to an ATM. It was really embarrassing because I was getting my nails done for a job interview, I was unemployed and using a credit card. I literally had about $3-5 in my checking account and was prepared to tip over 20% on the card. I was just like “I’m so sorry… I… can’t today”.


u/wycliffslim Feb 08 '23

Hold your license for you...?

The fuck kinda bullshit is that? You're not even legally obligated to tip so if they don't want a credit tip, they can fuck off. Any place that pulled that shit I would be pretty tempted to be leaving a tip to the IRS that the business should be audited.

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u/Feisty-Business-8311 Feb 07 '23

Holding your license is BS


u/scifibum Feb 07 '23

COMPLETE BS, for real. If the customer proposes to come back from an ATM in order to tip you just say "that's VERY thoughtful and helpful, thank you". You don't act like they'd be committing a crime by not tipping.

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u/ThreeOneFive Feb 07 '23

Also very much illegal.


u/fernpersona Feb 07 '23

I would never. It’s not like I’m skipping out on the entire bill!


u/Vinterslag Feb 08 '23

You weren't skipping out on any of the bill, or it wasn't a tip. Both of these are their problem, if they won't accept card for tip, then no tip I'm sorry. They need to explain that upfront during booking or like some places give a cash 'discount' which often will get me to tip nearly the difference i save and everyone comes out ahead and happy.

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u/tritiumhl Feb 08 '23

Probably illegal? I mean maybe if it's over the price of the service but there's no way they can hold your license over a tip, which by definition is sort of optional in the first place. I wouldn't think anyway


u/TheOneTrueChuck Feb 08 '23

There's no way they can confiscate your license in the first place. That's literally illegal.

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u/Mindfullysolo Feb 07 '23

Not sure where u live, I haven’t run into this and they wouldn’t get a tip if so. I never carry cash and won’t be going to an ATM for tip money.


u/fernpersona Feb 07 '23

America. I did end up just having them add the tip to the card, and they were not happy about it. It was definitely a situation of not wanting to leave a bad impression with a business I would frequent. Needless to say I’ve chosen a new salon since then!

Edit to clarify: it’s not normal at all that anyone here would actually try to force you to an ATM- they were for sure a greedy place

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u/jeeves585 Feb 07 '23

If I have it on me tips are always paper.

Had one of the best sandwiches I’ve ever had and went back to ask the lady how many people were working. They each got a fiver. She didn’t take it as she was an owner. But she gave me a business card for a free sandwich. Haven’t used it yet as they are struggling a bit.


u/Vinterslag Feb 08 '23

You're a good patron. Thanks for doing that, it means more than you think for small business.

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u/DigNitty Feb 07 '23


I didn’t fill out the tips I got for my hours once. My boss just filled it out for me and put $4 as tips for every hour.

We had to earn at least $4 in tips per hour (we did) or the company would have to pay us. This is because we got paid “tipped minimum wage,” a wage lower than minimum wage.


u/Mike2220 Feb 07 '23

This is because we got paid “tipped minimum wage,” a wage lower than minimum wage.

I assume the tipped minimum + the $4 tips per hour equals the normal minimum


u/Vnthem Feb 08 '23

Yes, that’s why they have to pay if you don’t hit it.

I worked in a pizza call centre before, and you’d be paid per order that went through, but you always made at least minimum wage. I believe you had to do at least 18 calls an hour before you made extra

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u/skylordjason Feb 07 '23

As a server, I diligently counted my tips.

I needed a car and an apartment. Since most of my income was tips, I needed to report accurately to have valid proof of income.

And as others have said, underreporting will hurt you in the long run. Your social security is based on your reported income, as is any workers comp and (knock on wood) any future pandemic/disaster income.

If you have disability insurance, your reported income will also be used to determine how much you get paid out from the policy. If you underreport, your disability insurance would pay you a percentage of what you reported - and you can't go back and say "wait no I made more in cash!", there's no proof or reporting for it.


u/GraMacTical0 Feb 08 '23

Another server who is good with money and accurately reports their income! There are dozens of us!


u/creekrun Feb 08 '23

My brother worked a tipped position in high school, and he diligently recorded every tip he got in a little notebook, down to the penny. It was adorable. We thought he'd go into biotech, but he is now a high level financial adviser!

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u/Vaginachina Feb 07 '23 All-Seeing Upvote

I find it easier to control my spending if I use cash.


u/awesomeroy Feb 07 '23 Take My Energy

This has been proven in studies before. That people spend more when they dont physically see the money leave their hands and decrease in value.


u/DaveyTheBoxFratelli Feb 07 '23

Interesting, I’m the complete opposite! My brain goes “well spending cash won’t affect my bank account so it’s basically like not spending money!”


u/[deleted] Feb 08 '23 edited Feb 16 '23



u/[deleted] Feb 08 '23

My brother and I both joke how cash is just pieces of paper that you trade for cool things. We call it fun money.

I’m a thoughtful spender regardless so cash or credit I don’t buy anything wasteful


u/notKRIEEEG Feb 08 '23

Same here! Cash is paper that can be traded for cool toys. Bank account is for adult stuff.


u/Andisaurus_rex Feb 08 '23

I think this is generational. Now that bills are paid online or directly from a bank account the “virtual” money is the real money. If I have cash, it’s means it’s not money for bills = spending cash.


u/[deleted] Feb 08 '23

Plus once it’s cash, it’s already taken out of the account. It’s already accounted for in my finances. So it’s “free” money


u/GrannyBandit Feb 08 '23

Same. If I have cash in my wallet, it's free money. However, I do keep two $100s folded up in a barely accessible part of my wallet just in case.

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u/dr-tectonic Feb 08 '23

I started buying everything with a credit card in college because I'd get money from the ATM for lunch, and everything that was left over would just... evaporate.

When I buy things with my card, at least I get a letter from the bank every month telling me what I spent all my money on.

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u/FAYCSB Feb 08 '23

I’d like to see a recent study on this.

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u/[deleted] Feb 07 '23 Gold Take My Energy hehehehe Bravo! I'll Drink to That

Not me. I’m constantly going back to the ATM. It must be the withdrawals.


u/jramirez2321 Feb 07 '23 Plus One

Ugh. Ughhhhhhhhhhhh. Fine. Upvote. Fuck you.

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u/Snoo-35252 Feb 07 '23

My wife and I got our finances under control this way. We'd withdraw a set amount of cash for food, a set amount for entertainment, a set amount for clothes or whatever (I forget all the categories) from each paycheck. We'd put the cash into envelopes with the category names on them, and that was the only money we could spend during that pay period. So it kept us on a budget really easily: we weren't pulling from the ATM whenever we wanted, and each category had its own limited amount of money that we could easily monitor.


u/TheDudeMachine Feb 08 '23

Ah, the envelope system. That's old school for sure, but it is proven to work for many people who have a spending issue.


u/lovelyxcastle Feb 07 '23

We do this same thing, Ive noticed if we get lazy and stop doing it, our spending gets way out of hand.

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u/Educational_Hawk1236 Feb 07 '23

Also makes online shopping harder. That’s a double edged sword since you can often find deals online, but it’s also a lot easier to go overboard and buy a bunch of crap you don’t need.

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u/footballheir Feb 07 '23

I'm the exact opposite. I have cash? I'm gonna spend it because clearly I have the money, it's right there. I just use my card? Well, I should probably wait and see how much money I have first, and then I can make a decision.

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u/tarkuspig Feb 07 '23

This. I used to get paid weekly and I realised that if I took my spending money out in cash I budgeted much better. I usually went to the pub on either Friday, Saturday or both so if I used card I’d get drunk, lose track and be poor by Monday.

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u/Tall_Mickey Feb 07 '23 edited Feb 07 '23

Informal transactions. Everbody takes cash.

Dunno if it's still true, but there were a couple of small restaurants in town recently that wouldn't take cards. They would take a local check, and there was an ATM in the corner. They were small enough that they didn't want to take the hit on credit card merchant fees. And "local" enough that people accepted it.


u/an0m_x Feb 07 '23

There's a place in DFW (one of the more popular restaurants) that is cash only - they've operated like that for 80+ years of being open, and have always kept doing it. It is one of the largest places ive ever seen in terms of a restaurant.

have an ATM inside, as well as option for check.


u/vonHindenburg Feb 08 '23

My favorite restaurant in Pittsburgh (The Oyster House) is over 150 years old and doesn't take cards. They have an ATM and a big sign at the entrance.

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u/Cool-Reindeer-6145 Feb 07 '23 Take My Energy Take My Money

You can’t snort lines of adderall through a doge coin.


u/Autski Feb 07 '23

Well if that ain't the shiniest new sentence I have ever heard


u/Meatball_express Feb 08 '23

Wanna go out back and snort some sentences?

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u/atebitart Feb 07 '23

Well, not with THAT attitude!


u/Cool-Reindeer-6145 Feb 07 '23

Sorry mom I’ll try harder.

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u/Jlevanz Feb 07 '23

Where the fuck are you finding adderall?


u/Cool-Reindeer-6145 Feb 07 '23

I’m not. I only have doge coin.

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u/LexiiConn Feb 07 '23

I use cash occasionally. Kids come to the door to shovel the walk, for example. My very rare purchase of lottery tickets. Tiny purchases (pack of gum, etc).


u/cardiffman Feb 07 '23

When I buy lottery tickets I can't use my credit card at all. I don't carry a debit card.


u/lcmortensen Feb 07 '23

Same for the lottery terminal I operate - cash or debit card; no credit cards or contactless. I'm guessing it's to prevent problem gamblers maxing out their credit cards on lottery tickets. It could also be the fact the debit card merchantcharges a flat fee per month, whereas credit cards take a cut of your sales.

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u/GawdSamit Feb 07 '23

Drugs and garage sales


u/voodooemporium Feb 07 '23

You know how to party


u/Kookslams Feb 08 '23

drugs at garage sales

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u/PepperCertain Feb 08 '23

Fuck yeah! Also the best purveyors of Mexican food only accept cash.

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u/primalpuppyx Feb 07 '23

Cash doesn't allow me to go negative in my account.

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u/JimiHNDRXX Feb 07 '23

I still use cash because I feel like I am more mindful with my spending using cash versus using a debit/credit card.

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u/Pretend_Training_244 Feb 07 '23

yes i have a horrible shopping addiction, in my financial class my teacher said when you spend cash rather than card its harder and actually sets off pain receptors in your brain. helped so far.

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u/Sammy_GamG Feb 07 '23 Silver Take My Energy

I don’t get a prompt to tip when I pay cash.


u/snorlz Feb 08 '23

tbh this is the most attractive reason to use cash in this thread

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u/[deleted] Feb 07 '23

How would I pay an escort with a credit card...


u/IanDOsmond Feb 07 '23

A lot of them take Venmo.

Source: Congressman Matt Gaetz


u/Fragrant_Butthole Feb 08 '23

he just puts credit on their school lunch account

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u/Independent-Size7972 Feb 07 '23

Jerry Springer paid for a sex worker with a check. Which scuttled his second term election as Cincinnati mayor.


u/TacoExcellence Feb 08 '23

I mean I wouldn't vote for someone dumb enough to do that either. Even if I thought it was super chill that he banged hookers.

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u/Billpod Feb 07 '23

With a card linked to venmo

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u/TheElementar Feb 07 '23

In Germany 80% of transactions are still done in cash. Cafés looked at ne weird for having my card.


u/SquashInternal3854 Feb 07 '23 edited Feb 09 '23

Moving to Germany got me to finally carry cash. Then I moved to the Netherlands, where it's all card - many places don't even accept cash.

Here in the USA I carry small bills for cash tips at cafes, restaurants and shopping at farmers markets.

I appreciated the 1€ and 2€ coins - wish we had that in the States.

Edit: yes, I know there are USD coins and $2 bills - but they're not widely used, is the point.

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u/[deleted] Feb 08 '23

I was waiting for a comment on Germany. Damn do they like their cash!

Pro tip for anyone who withdraws cash(and also resides in the US). Get a Charles schwab debit card. Free account, free to use, Free atm withdrawals anywhere in the world, any ATM. You know that fee that pops up and says this atm will charge you $2.50 or €5 or whatever it is? Schwab refunds you that each month. I’ve probably saved $500+ in atm fees over the last 5 years traveling(I travel quite often).


u/Oldjamesdean Feb 08 '23

Your name doesn't happen to be Charles Schwab does it?

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u/Mametaro Feb 08 '23

It's about 70% in Japan.

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u/ceo_mert Feb 08 '23

i was shocked to find out that most street parking and even parking lots/garages don’t accept card. i had my car stuck in a garage before..

not to mention cafés, bakeries and kebab places running solely on cash. even at grocery stores you have to actively say you’re paying with card, otherwise they just wait for cash and the card reader isn’t activated

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u/infinitecosmic_power Feb 07 '23 All-Seeing Upvote

Because the government be all up in my bidness


u/MysticMoteToter Feb 07 '23

For all debts private and public (:


u/Few-Background2498 Feb 07 '23

Why would you type the smiley face backwards, you freak >:O


u/TenaciousBe Feb 07 '23

What does Wilfred Brimley with a halo have to do with this? x:|>


u/BJFun Feb 08 '23

Oh my, hello Mr. Magic Man! <[:~€)

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u/lUNITl Feb 07 '23

Everyone should have some emergency cash. Nobody in Russia thought their bank accounts would be locked out of swift but it happened.


u/yukimontreal Feb 08 '23

Im always shocked by how many people don’t have any cash available at their home or on their person. My parents always taught us to have emergency cash, but they are also refugees so that could be a big part of it.

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u/Squigglepig52 Feb 07 '23


I have a cash stash I add to every so often, just in case. If nothing else, what if I lose my card or it stops working?


u/spiralizerizer Feb 07 '23

Where do you live exactly?


u/putyerphonedown Feb 08 '23

42 Wallaby Way, Sydney Australia

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u/Meissnerscorpsucle Feb 07 '23

tornado hit and everyone has trees on their houses and blocking their driveways..

Guys with chainsaws show up, 1/2 the neighborhood only has credit cards (when the lines get fixed) or promise of insurance re-imbursement.

I have cash.

Guess who gets help first?


u/YourMemeExpert Feb 07 '23

Never tamper with the Emergency Post-Tornado Chainsaw Guys fund

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u/left4ched Feb 07 '23

What are you, a cop?


u/[deleted] Feb 08 '23

You gotta say you are if i ask!

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u/manrealityisabitch Feb 07 '23

Yes. Harder to track and always available. Never need to worry about systems being down or power outages. Not to mention any small businesses are hurt by the fees of processing credit and debit cards.

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u/RevolutionaryMind649 Feb 07 '23

Untraceable purchases which sounds stupid but my tin foil hat and I do not care


u/Minimum_Cantaloupe Feb 07 '23

Yep. Don't want to be part of the panopticon, even if my purchases are inoffensive.

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u/PaulN07 Feb 08 '23

You don't need a tin foil hat my friend, however I'm finding that many people nodayd just don't care. I know people who've had there entire identity leaked through a hack and still don't do anything to reduce their footprint.

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u/Confident_Band2373 Feb 08 '23

So I can keep a secret stash in case of emergencies

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u/Just_trying444 Feb 07 '23

Just to buy weed


u/EldritchSlut Feb 07 '23

and hoors


u/Enough_Squirrel8032 Feb 07 '23

Frank Reynolds voice came outta nowhere

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u/I_used_to_be_hip Feb 08 '23

A lot of the dispensaries in my area take cards now, but the delivery guys don't. Also, the taco truck, the elote cart, and the fruit stand are all cash only.

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u/[deleted] Feb 07 '23 edited Feb 09 '23



u/BillyShears2015 Feb 07 '23

Gulf Coast resident checking in, when Hurricane Ike fucked up my entire region for 3 weeks it was pretty nice to have a coffee can of cash to dip into and buy a hot meal, gasoline, fresh water, etc.

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u/D_Mon_Taurus Feb 07 '23 edited Feb 08 '23
  • Credit card processors go down.
  • Some services only accept cash.
  • Throwing actual cash at some problems makes them disappear quicker.
  • Less susceptible to getting information skimmed in sketchy or insecure unsecure locations.
  • There are some transactions I don't want trails of.


u/Mountain-Complex-417 Feb 07 '23

True that. What's particularly annoying is that, on the flipside, certain sellers are only accept card. Especially since COVID.

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u/Fuck_Blue_Shells Feb 07 '23

The IRS & easier to pay for people in exact amounts. Whether that’s tipping someone at a restaurant who can choose to report that income as they see fit and also when I buy something from a sketchy place that I don’t want to have my credit card info at. I hate dealing with double charges and leaked information. Also there’s nothing worse when you’re at a restaurant and you’re waiting a thousand years for your card to be returned with your bill.

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u/TheChadTheP1 Feb 07 '23

Because I don’t want my wife to see that I stopped and got three soft tacos on my way home from work.

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u/JoeMorgue Feb 07 '23

I'm in a better place now but in my bad times I used cash as much as a good for the simple reason that a 20 in your wallet will be there until you spend it while a 20 in your bank account is there until an overdraft fee or automatic payment or whatever you forgot about hits.

In the worst of the worst times I always took out enough cash on payday to by gas and food for the next two weeks.


u/Daowg Feb 08 '23

Overdraft fees and autopays are the main reason I pay bills online manually. Takes longer, but I have control over when I pay the bills instead of a faceless entity yoinking money whenever it's convenient for them.


u/K1774B Feb 08 '23

I know not everyone has the means, discipline or the credit score to do this, but I put every bill I possibly can on autopay attached to my credit card.

Then it makes no difference what day the bill hits, I pay one bill a month instead of 5-6 and I'm also small scale churning rewards points.

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u/Jakesmith18 Feb 08 '23

Yes because I don't like the idea of the government or banks being capable of cutting me off entirely for any reason whatsoever. To me the suggestion of a completely cashless society just seems like another ploy to give the banks and the government more control over our lives.

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u/FreshlyBaked05 Feb 07 '23 Starry

Cash keeps money in the community. Everytime a card i used there is a fee and it could be on the buyer or sellers end. Those fees go to big corporations

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u/Listening_Heads Feb 07 '23

Some places around here charge less if you use cash. Also it seems like many smaller shops only accept cash.

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u/Cuish Feb 07 '23

Because I want to.

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u/fargmania Feb 07 '23

I use it as a backup, and for emergencies. My grandfather had stashes of cash in his house for emergencies, and my father still keeps a stack of 20s in his wallet and more at home, for the same reason. My evolution is that I usually have about 30 dollars on me... I rarely need it or use it, but I've always been glad it's there when I do.

Also I only deal in cash when I go to Las Vegas. It's finite... so I can't get myself into trouble that way. :)


u/Fearless-Ad-2600 Feb 07 '23

Yes, for my hairdresser mostly, and on the markets, helps them earn an extra buck

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u/internet_commie Feb 07 '23


It is anonymous.

Works when there's no network connection to my bank.

Also I have so far never seen a fee or extra charge for using cash. When in other countries there may be a 'conversion fee' for each and every transaction. Some payment systems charge extra if I use a card that is not part of their 'network'.

Some of my favorite restaurants only take cash. Heck, my favorite pizza place only take cash; why are anyone asking WHY I still use cash???

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u/SaveDaTrauma4UrLlama Feb 07 '23

A lot of companies are charging a processing fee and cash is the cheaper option. In my area gas is about $0.10 cheaper per gallon if you pay in cash.

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u/deemandaniels Feb 07 '23

Easier to monitor and control spending. I only use my CC to pay certain bills and pay the balance off monthly.